Wayne Gaddy's Blog Posts

VA Loans MUST KNOW Basics

VA Loans... 3 Things To Know FirstOne of the benefits of joining the military is that service members and their families are eligible for a variety of financial benefits, includingVA.

Read More

WAKE UP EARLIER FOR

Jocko Willink, the retired Navy SEAL who founded Echelon Front.Echelon Front Jocko Willink is a retired Navy SEAL commander with a leadership-consulting company, best-selling books, and a hit

Read More

SOCIAL MEDIA IS CHANGING

FAKE ACCOUNTS, FAKE NEWS = USER MANIPULATION : LinkedIn: I have Just received a connection request from a fake account masked as one of my actual connection.  So I asked

Read More

Happiness 10 Ways To BE MORE HAPPY

10 Ways to Cultivate More HappinessWhat types of experiences pay the biggest happiness dividends?I recently attended a conference in New Orleans and the keynote speaker was University of Amherst

Read More

Market Moment 1st Quarter 2017 Vs St Quarter 2018

For Sale inventory is down across every segment of the Pee Dee and Myrtle Beach South Carolina markets, properties are selling faster and for more money. Residential homesites and commercial

Read More

Jumbo Loans Are Back

Up until recently, home buyers looking to buy a home in more expensive areas were left in limbo. Here’s why: Lenders had tightened the requirements on jumbo loan options making it hard to qualify

Read More

HOW TO BUY A HUD HOME STEPS

Your First step should be to find an Experienced Realtor you trust! This is the most important step. Work with this professional to help you understand all the things that

Read More

10 Easy Steps To Home Ownership

10 Steps to Buying a HomeUnderstanding how to find and finance the perfect home for you.Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process

Read More

BUYING A HUD HOME MADE EASY

Ok you have visited either my website or maybe the www.hudhomestore.com or  www.realtor.com and found a HUD home you want to purchase; NOW WHAT?You now need a Realtor

Read More

Property Rights

As a REALTOR and student of property rights this situation on Anna Maria Island fascinates me. Anna Maria is beautiful if you never visited put it on your list..

Read More

Keeping Current From Wayne Gaddy

New home sales hit its highest sales rate in ten years in October, reaching a seasonally adjusted annual sales rate of 685,000 units. That’s a 6.2% increase from September’s pace. Year

Read More

Top Deal Killers For Homebuyers To AVOID

  Falling in love is exhilarating. It can also be a bit scary, especially when a home has captured your heart. What if something goes wrong and you end up not spending the rest

Read More

Frequently Asked Mortgage Questions

Frequently Asked Mortgage QuestionsDoes the term "amortization" leave you perplexed? Are you unsure how preapproval differs from prequalification? If so, you're not alone. Here are some

Read More

Cannot Rebuild Or Even Repair Your Ocean Front Property

UPDATE: 11/11/17Proposed Jurisdictional Lines Public Comment Period EXTENDEDA 30-day public comment period for the Proposed Beachfront Jurisdictional Lines (the "current proposal") commenced on

Read More

So You Want To Buy Some Land

There are lots of things to consider before buying landBefore You Buy LandLooking to purchase rural land for your new home? There may be conditions under the ground and out of sight that may make it

Read More

Sweet Potatoes Not Just For Thanksgiving

Sweet potatoes are so closely associated with Thanksgiving dinner, they’re practically held hostage by the holiday. But we’re here to set ’em free. Because if you only eat sweet potatoes once

Read More

National Pumpkin Cheesecake Day October 21st

Perfect pairings deserve a special day. Pumpkin and cheesecake have their day on October 21. National Pumpkin Cheesecake Day celebrates the delicious combination of flavors that turns pumpkin,,

Read More

Housing Trends 2018

SustainabilityAccording to the National Association of REALTORS®(NAR), REALTORS and Sustainability Report 2017, about 60 percent of respondents said consumers are interested in sustainability

Read More

Is This House In A Flood Zone

Great resourece to check the flood risk any particular property has on this webstie http://www.floodtools.com/Map.aspx Another great resource to understand Flood Insurance https://www

Read More

NO MONEY DOWN LOANS

USDA Rural Housing LoanWhat does this program do? This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe

Read More

FHA 203 Renovation Loans 101

If you want to purchase a house that needs repairs before it can be occupied, an FHA 203(K) loan can be used to complete the transaction including the cost of necessary repairs.

Read More

Best Negotiating Position

Thanks again for using our website www.homesofflorence.com !  Here is a suggestion that could make a big difference in negotiating a successful offer for your new home: many buyers

Read More

Equifax Consumer Data Breach What Do I Do

Check here https://www.equifaxsecurity2017.com/enroll/ to see if your Credit File information has been compromised. You will be offered the chance to enroll in Free Credit monitoring

Read More

Low Down Payment Loan Qualification

To be considered for a low down payment loan, you generally need to have: Sufficient income to support the monthly mortgage payment  Enough verified cash on hand to cover

Read More

What Are Typical Mortgage Down Payments

Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property.These are usually still required of people who have owned a home for

Read More

Disaster Strikes During Hurricane Season

When disaster strikes a property during a pending real estate transaction, there are many important issues that must be addressed. The health and safety of everyone involved is of the utmost concern

Read More

Buyer Concerns

Part of our job as Realtors is to relieve any anxieties you might have about the process of buying a home. A common element buyers are concerned with is the condition of the home they are interested

Read More

Why Mortgage Preapproval Should Be Your First Step To Purchase A Home

Shopping for a home before getting pre-approved for a mortgage is the equivalent of walking into a grocery store without a wallet. Yet, the vast majority of homebuyers don't get a loan pre-approval

Read More

Pee Dee Area NEW JOBS

June 14, 2017 Ruiz Foods announced a $79 million dollar expansion that will bring more than 700 jobs to the area. APPLY HERECouncilman Alphonso Bradley said the county is working with the

Read More